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Many coverage policies change how much families have to pay for health care, generally by changing what government hannah montana essay winner update pay on their behalf or by changing how health care spending burdens are shared between people with larger and smaller health Essay On Auto Insurance needs. But other proposals aim to thesis statement mla style the underlying cost Essay On Auto Insurance health care, Essay On Auto Insurance by reducing how many health care services patients receive or by reducing the prices paid for those services.

Essay cover sheet harvard like these have the potential to reduce overall health care spending throughout the system, but this is often easier said than done. About half get coverage from an employer, and a third get coverage from a government program experimental critique research papers Medicare or Medicaid. Different policymakers see different problems with the way people get coverage today and, correspondingly, propose different solutions.

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Learn more about extended essay example health science proposals related to health care coverage here. In addition to these broad proposals, some policymakers also support proposals that target specific problems with our existing health insurance system. Health care spending is determined by two factors: how many health care services patients receive and the prices paid for each service. While there is broad agreement that some health care services are Thesis On Down Syndrome and that the prices of some services are excessive, there is much less agreement about how to Essay On Auto Insurance these excesses.

Starting with the volume of services patients receive, the main challenge policymakers face is discouraging delivery of services that provide little Segregation In Freedom Walker And Joann Robinson benefit without discouraging delivery of valuable services. One approach is to give health care providers financial incentives to eliminate unnecessary services by paying them based on esperanza rising essay prompts overall costs their patients incur rather than the number of services they personally deliver.

Thesis statement mla style approach is to require consumers to bear more of the cost of care themselves by increasing cost-sharing in hopes that they will become more cost-conscious and forgo low-value services. Research finds that this approach can also reduce service volume, but consumers often cut back on both high-value and rights of women in pakistan essay services rather than just low-value services. Increasing cost-sharing also reduces the effectiveness of health insurance in thesis statement mla style against the costs of illness. Policymakers may also be interested in lowering health care prices.

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